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MVSNYCi agree and disagree with Jim...
i always say no matter what the buyer's premium is (20%, 50%, whatever)...just "bid accordingly")...BUT sometimes you loose site of that and bid higher than you want to, because it is a rare card or you "have to have it"...i just overpaid for a T206 PSA 5 Carl Lundgren in huggins & scott. 2 of them sold recently on eBay for $1150-$1200 each, and i just paid $1400 with juice & shipping...i pushed it further than i planned, but i got caught up in the moment and "needed" the card...
so i can see both sides of the coin here...