Posted By:
Ryan ChristoffPaul,
I would figure out how much it would cost to buy the extra protection Paypal offers (seems like it's really just insurance) and then ask him to come down that exact amount. That way you're covered if he screws you and if not, it didn't cost you any more than if you didn't have to buy the extra policy.
Unless he's a scammer, he should understand there's a legitimate credibility issue with such a lack of feedback and no hobby references.
-Ryan