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JKThis might be one key difference between having something insured by the post office and having a collectables insurance policy for your cards. I have a policy on my cards. As long as I ship card in the manner required by the insurance policy, they will pay me the value of the card up to the limits of the policy (provided, of course, that I can establish the value) for any cards lost or damaged in the mail. The policy limit differs depending on the method used to ship the cards (Ex. Regular US Mail, no insurance and no signature required - $200 max; US Mail w/ Insurance or UPS w/signature - $2500; Registered Mail or Fed Ex - more than the value of any single card I own or could ever hope to buy).