Posted By:
davidcyclebackIf your account has been accidentally suspended via eBay error, or even yours, and no one has nefariously accessed your account (i.e., your passwords suddenly changed and strange things being offerd on eBay), then there would be no issue of stolen account or related financial issues. So if it turns out only to be an inconvenient eBay mistake, you can breathe a sigh of relief.
When accounts are stolen by nasty people in St. Petersberg, the account usually isn't suspended, but the password is changed. One morning the real user tries to access the account and cannot get in because the password no longer works work. A suspension isn't a typical sign of an account being stolen-- unless the real user reports that his account has been stolen and has it suspended. And if a suspended account was stolen there would be a trail of obvious problems that led to suspension ("I don't remember selling those motorcycles").
If your bank, credit card and PayPal records show zero funny stuff-- no mystery charges or money downloaded-- and you had notice no strange happenings with your ebay account or listings (no mystery listings you never uploaded, no repeated warning emails from eBay about things you had not clue about), it may be that is not the case of a stolen account.
The one nice thing about a suspended account is if you can't access it, no one else can. Bad people can only abuse an active account.