Posted By:
DaveJason,
Sorry to hear about getting ripped off. I hope you don't feel the same about your insurance company after settlement with them.
About a year ago, I contacted my agent (State Farm) and found that there is a specific exclusion clause on collectables, sports cards specifically named as an example. $1500 cap on coverage after deductable. If added with a rider we needed to talk about establishing value, as well - most of my cards are not slabbed.
I forget what the cost per year would have been, but I bought a pretty good safe for less than a single year's premium.
Hope they show up.