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DaveHonestly, at this point (being young and not having cash reserves set aside, only diaper and formula reserves), my ebay practices are pretty much, buy raw, get them graded and stick them back on ebay, at least until I get to a financial point of being able to keep all the graded cards. The raw cards I've stuck back on ebay to sell, are either in just too crappy of condition to warrant grading, or like the last batch I sold, were rejected for grading, which I did list on the cards when putting them up. And yes, I feel thats being honest, otherwise could have put "hey near-mint t206, will grade high", but I didn't do that, hence why I just got $20 bucks out of it.