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Joe D.I inquired about the card when you had it, and you were a gentleman with all of our communications.
I believe you when you say there was no wrong doing on your part. And honestly, I don't think there has been any wrong doing from whoever purchased the card from you. It doesn't look altered to me... and what is the problem with a second opinion from another grader?
I see no issue with going to a competing grader on any card for a re-grade. That ability is a plus to the industry.
All of that aside... and more on topic to the initial post....
That card is not a 5 and has been seriously overgraded by PSA (by two grades at least).
Thats how I see it anyway.