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Chris McI prefer graded cards and will pay a premium for (SGC) cards. I have a couple of small ones running around and I like to have them (my cards) protected. I also like the way the cards look in the holders. There are many benifits to buying a graded card as opposed to raw for me. It is only my preference. I have bought ungraded cards and had them graded, no big deal. That being said, I would be willing to pay a little more for a graded card, provided it's in a SGC holder. The jury is still out on the other three grading companies.