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Posted By: Jeff

As a former property (homeowners) claims adjuster, my best advice is to have sufficient documentation to support your collection. An inventory is essential, as are pictures. I just took a whole bunch of digital photos of my entire house, burned them onto a CD, and put it in a safety deposit box along with an inventory of my collection. You have to be prepared to prove what you had in the event of a loss. I can tell you from experience that baseball cards, coins and comic books are one of the most frequently claimed things in fraudulent theft losses, so they are automatically a little suspect.

I'm sure some of the insurance bashing that typically surfaces on threads such as this will come up again. There are bad insurance carriers and good ones, bad adjusters and good ones... and bad insureds and good ones. It's up to you to put yourself in the best position possible to support your damages in the event of a loss. If you do that, things should go well.

Jeff