Posted By:
robIt works in a very simple way: a seller accepts Paypal, the item is mailed, if the seller does not buy delivery confirmation, the buyer claims he did not receive the item, then Paypal screws the seller. Paypal disregards YOUR rules as a seller. This has happened to me once for a small $ item, it WON'T happen 3 times.
You can not buy delivery confirmation on an item which is less than .75 inches thick. I've stuffed newspaper in an envelope before for a high $ card to get this service where the buyer doesn't purchase insurance.
SC Gaynor had stated in his listings in the past how Paypal has screwed him, which is why he doesn't take it. There are several websites which have a litany of horror stories of Paypal ripping off sellers. Perhaps Paypal is better now, but I doubt it.
BTW, IT'S NOT AGAINST THE LAW IN MANY STATES to charge paypal fees, I know it's not in my state. It's a PAypal policy. As far I am concerned, as long as a seller does not put a Paypal icon on their listing, you should be able to use a phrase, "Paypal accepted by special arrangement", ie buyer pays the fees. I did that for a while, but some do-gooder didn't like that, so I got a nasty gram from Ebay to stop.
At this point, I take Paypal after hiking the handling fees. I do appreciate how Paypal gets you a better price even on moderate priced items, if either the winning bidder OR the underbidder (the underbidder importance is lost on many people) don't show up, or don't bid as aggressively without a Payoal option, that slighly lowered price can be more than the Paypal fees for a half dozen auctions. I also think Paypal can be useful where there's an impulse buy and someone can instantly pay. But you don't see the big auction houses taking credit cards, the guys spending 50K on an item got the cash to spend.
Of course, on a $10 item, that 6%, plus another .55 for delivery confirmation. So charge for shipping accordingly.