Posted By:
warshawlawShouldn't that be "and/or"? The way it is written now excludes too many of us. Still, anyone who nails 2 out of 3 (like me; oh, come on, give me the "educated" at least--I do have a doctorate after all) has a .667 average, which is nothing to sneeze at. 
--"Greed is good." Gordon Gekko