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Marc S.Is that every time I make a card purchase, I am in effect "renting" the card for either a few years - or a few decades. In any case - I'm not planning on taking the cards with me when I go, so my purchase price is, theoretically, a one-time lump payment for the right to lease the asset for as long as I like. When I decide to sell, that is my "residual" payment - unless my son comes to like cards, in which case he can just have them [most of them, anyway]