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Posted By: Craig Lipman

I agree with Jim on both his points 100%

I think sgc and psa both struggle grading 19th century cards (particularly photo issues). There are high grade n172's with poor contrast while a gorgeous card with minor writing or scuffing on the blank back gets absolutely hammered from the grading company. Definitely an issue to buy the card not the holder. The majority of collectors I speak with greatly value the photo quality (sharpness and contrast) over other factors.