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Seth B.I have around 75. I would say the average grade is around a PSA 3, but only about 15 are graded (mostly PSA 3-4 and a few SGC). They're bought from dealers, minor auctions, but mostly from ebay. I collect on a student budget, so I won't buy anything above a PSA 5. I hate paper loss and trimming or bad creases that break the surface, but creases aren't a problem if they don't cross over the face or ruin the picture to bad. I don't look for graded cards, but I worry about trimming on ebay too much to buy anything too pretty if it's not graded.