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Judge Dred (Fred)I concur, there's no reason to send it in if it's in a Topps holder but it'd be nice to know that SGC will "un-holder" (sorry about butchering the language) the card if you submit it to SGC in the Topps holder. I wonder what would happen if you requested that the Topps holder be graded and not the T20x (x = 5, 6 or 7) card?