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Chuck RI don't generally buy graded cards (or I release them from their tomb when I do buy them), but as someone who works with numbers at work it seems like the problem here is fairly simple. PSA decided to go with a 10 point system and then tried to cram in a grading scheme that has more than 10 levels. PSA 3,4,5 gives you the nuances of VG, VGX and EX. When you get below that, you really need G-VG, G, Fair and Poor to pick up some of these differences....but you've only got two PSA levels left. Seems to me they should have gone to a 12 point scale: Poor, Fair, G, G-VG, VG, VGX, EX, EXMT, NM, NM-MT, MT, Gem MT.