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TomMW! No, that is not it at all. They certified a card as true and authentic. When I place the card on line and pulled the card and sent it back to PSA that is when the bottom dropped out for me. PSA turned their backs on me. They did not want anything to do with me. They went as far as to tell their operator when I called that I was not to call back anymore. I reported them to the State of California Better Business Bureau, but the BBB said that PSA and Collector Universe had a long history of unsatifactory rating with customers. I even called and sent a letter to the Postal Inspection Team Chicago, IL and they contacted PSA to no avail. I even got my local law enforcement involved in this case. You get my point! THEY ARE JUST BAD NEWS