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dennisi think the grade is fair. this is up to the individaul to decide upon inspection if they can live with the mark on the card.i hate writing/pen marks on a card frt. or back. but i can live with stamping and pencil erasings on the back of a card(not the frt). here is an ebay completed listing of a mk 3. http://cgi.ebay.com/ws/eBayISAPI.dll?ViewItem&category=86843&item=5201935982&rd=1&ssPageName=WDVW