Posted By:
warshawlawI think it is legit for a seller to offer you the chance to insure the package with the proviso that if it is uninsured all risk of loss is on you. Once the item goes in the mail it everyone is at the mercy of the USPS. If you decide to have it shipped uninsured and therefore untraceable, it is fair to make that your risk. If I sell an expensive item I generally use Fed Ex or certified mail to be sure someone signs for it.
The check issue is interesting. To avoid a problem like this why not print up a bunch of little stickers with your new address and stick one on each check?