Posted By:
Jeff ObermeyerRobert,
One of the most affordable ways to insure your collection is to shop around basic homeonwers policies. Some carriers have limits on sports cards in their policies (usually $1,000 maximum), while others do not have limits. Your agent/broker should be able to tell you which policies are available without limits. Of course, you've also got to make sure that you are comparing apples to apples with respect to the rest of the policy.
Unfortunately I can't be much more help than that... I don't sell insurance, and I only adjust claims based on the policies of one company, so I really don't know how most of the other policies read or how their claims departments apply coverages.