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Josh K.I have bought several T206 cards in the past year - here is a sampling of what the formula says the cards are worth followed in parens by what I paid (all have common backs with a 1 multiplier):
Cobb(red) GAI 3.5 - $935 (paid $770)
Cobb(bat on) GAI 2 - 440 (paid $381)
Johnson (pitching) GAI 4 - 440 (411)
Young (hand) GAI 4 - 300 ($361)
Speaker SGC 40 - 225 (261)
Matty (dark) PSA 4 - 320 (356)
Lajoie (throwing)PSA 4 - 240 (205)