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petei agree with you dan, i personally dont mind a trimmed card or one with a tad bit of paperloss for my personal collection...but to sell it and not mention the altering is a little unfair to the buyer. buyers need to ask questions when a card is not graded or authenticated. i personally started to offer refunds on most of my items that a buyer is not satisfied with, as in autographed baseballs that i personally obtained and dont have a COA for, or cards that werent as good as the photos. if it gets returned, i still got the card.
as for re-backing, i'd personally not mess with it...if i bought it that way, i obviously thought it would be ok for my collection, but to each his own.
pete-