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petecldWhen using a digital camera I had my best quality having all the lighting I needed coming in from the left and right sides and don't use your flash. For best results, shoot during the day using sun light. Again, no flash. Yes, it limits your shooting time but it works.
Scanners: A better option but try to test the scanner first. Not all scanners scan cards in the holders well. I bought a nice scanner (read: kinda expensive) about 2 years ago that scans photos great but cards in holders come out pretty blurry.
Believe it or not I use my 8 year old Agfa Arcus II scanner which is huge, loud, and kinda slow but scans cards in holders perfectly. Go figure.