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rbcraikSorry, I should have been clearer. Here is the fact pattern. I purchased and received the card at auction. I subsequently re-sold it in a non-eBay transaction. The buyer paid via Pay Pal. I mailed the card to the confirmed address via USPS Priority Mail. Exactly three days later I received a chargeback notice from Pay pal. The buyer said despite numerous unreturned emails to me, he had not received the card. I replied to the buyer but he did not return MY emails. Since the buyer lives in Pasadena I decided to pay a visit. Here is the twist. When I got there, it was a 50 unit security apartment building. The confirmed Pay Pal address had no apartment number on it. I looked up the buyer on the marquee and rang him up. Turns out despite a female Pay Pal ID the buyer was a male. He came down and was very nervous, hinky in fact. He stayed behind the security gate and told me “if I could prove he did not receive the card, he would refund my money”. He kept repeating that tack which I found unusual. He completely failed to say he did not receive; rather I needed to prove he received! In any event the card and the money are gone and Pay Pal is unsympathetic. I did not scan the reverse however, as stated, the rounding on all four corners is very distinctive, almost purposeful, and if it does show up it should be obvious. Thanks again.