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Albie O'HanianTBob- It might cross but Hager used a different standard for vintage cards than he did for modern cards. So, if it did cross it would probably be a 5. Based on my experience with him, Hager knew when a card was trimmed or altered and would not put a card submitted by somebody in a holder that was tainted. However, many of his cards that he put in holders were trimmed or altered. I do not think that holder is recent so it is possible it was graded by somebody at ASA other than Hager.