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brian pI have encountered this type of bid many times, and most of the time they seem perfectly legit. I think some people are of the mindset that the don't want to pay $25.00, or $50.00, or $100.00, etc., because that would cross some kind of unbreakeable monetary barrier they have set upon their collecting.
I, as I assume is the case with many other collectors, work it out a little differently in my head, in that if you have a certain top bid in mind, add a little extra to it, because the way ebay strutures the bidding those extra few cents or dollars will end up winning you the lot. And lordy knows it is an effective strategy. To each his own.
Brian