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ElliotDan, It's got nothing to do with the combination. The card in question is an Old Judge, which has a blank back. The seller,who must have sent it in for grading, does contribute occasionally to do this board, and had described it as rebacked on his website, before he sent it in for grading and subsequent selling on ebay. He handles a lot of Old Judges, and I feel reasonably confident in his ability to identify a rebacked Old Judge. Having not seen the card in question, I can't be sure whether he's correct or the graders at SCD are correct, but somebody is sure wrong.
Additionally, I was asking the question, whether ethically if you are a seller who thinks the card has been rebacked, but has been subsequently graded, should you mention that fact in the auction listing?