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Posted By: Julie Vognar

If you suddenly come accross a crowd of people, don't you want to know a whole lot about them before you start telling them about you? We get about 10 calls a day from people wanting to refinance our house, and right off, they want out SS numbers. Well wait just a darn minute.

I don't know about the rest of you, but I don't have any trade secrets. Let them learn what they've gotten themselves into, and then start sharing info.