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Julie Vognarwas listing a BIN and making it clear that "reserve has not been met." I didn't want to pay the over-2000-buy-it-now price, but I kept thinking "If I don't meet the reserve now, anybody with a lot of dough can step in any time and BUY IT NOW. (I usually just snipe, with about 6 seconds left). So I fished around (3 bids) until "reserve has been met." Fortunately, the card went for less than 200 over the reserve, and a lot less than the Buy It Now, so I didn't get robbed at all. Julie