If they offered a 0% interest for your first payment plan, I would take advantage of that.
But like someone said above, PayPal credit sometimes has some good offers where it’s no interest if paid in 6 monthly payments, so why not.
I just bought a card on eBay I would not have splurged for if not for a recent offer to put it on a Chase ”my plan” for 24 payments at 0% interest.
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If you want a deal, you might not get a card. If you want a card, you might not get a deal.
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