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Old 04-04-2025, 10:45 AM
raulus raulus is offline
Nicol0 Pin.oli
 
Join Date: May 2022
Posts: 2,709
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Quote:
Originally Posted by ValKehl View Post
Thanks, Nicolo, for your sound investing advice, which I believe is much the same as Phil's dollar-cost-averaging advice, which my wife subscribes to even more than I do. FYI, I am 81 and my wife is 72. We have been retired for many years, we are debt free and we live comfortably, but not extravagantly, on our Social Security benefits and my pension. Our investment income is reinvested, some automatically and some at our discretion; this is the only ongoing investing we are able to do. Fortunately, we've had no need yet to tap our investments, which we are hoping to be able leave to our kids, grandkids, and great grandkids.
Well, congrats on making it to this point!

Sounds like you're pretty much set, so you don't really need much by way of advice. But if I had any advice for someone in your situation, it would probably be to not sweat the market. No point in worrying about something you can't control, and probably doesn't really have much of an impact on you anyway.
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