They lost a card I had sold for 1200 and insured for 1200. I had sold it on myslabs. Originally they denied my claim even though I used a sale from myslabs as proof of value. After I gave them a copy of paypal transaction I had a check in less than a week.
If you have a recent paid transaction it's probably OK but without that I wouldn't spend the money.
I'm not sure if the current 100 coverage include3s proof of value.
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