[mrreality68]

I keep the 2 separate parts of my collection and long term investments

So when the market goes down I actually put more funds into the market and sometimes if it goes down a lot I will take some funds from my card funds and put extra into the market.

I know many people that have funds and when the market is down they actually keep there money in the market so they do not take a loss but they will not put new money into it and look for alternatives places to put the money and collectibles is on such avenue for them.