I've been a "what's left on the list?" collector since a bit over a decade ago and I'm done with any "what can I upgrade?" concerns unless a crazy deal rolls up. Even lower graded stuff I'm happy to call a done deal because I'm personally happy with the card.
That's made the late-2019-current price bumps mostly harmless, but I have decided to make some "well, not getting any cheaper any time soon" purchases.
The ability during the "COVID bump era" to get rid of a slew of graded junk wax that's been sitting around since the early 2000s practically not worth trying to sell...well, that helped a lot. I also had some other collected-to-sell-later stuff finally cash in, especially Jim Kaat and Billy Wagner RCs most recently.
In a way good and bad met in the middle, but overall I'm still not comfortable spending $100-$150 on cards that I felt were too much at $50-75 less than a decade ago.
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