I have already explained why I think these are different in terms of disclosure. I am sure you disagree, but I am not going to repeat it yet again.
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Net 54-- the discussion board where people resent discussions. 
My avatar is a sketch by my son who is an art school graduate. Some of his sketches and paintings are at
https://www.jamesspaethartwork.com/
Last edited by Peter_Spaeth; 01-30-2025 at 12:04 PM.
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