I would add to that summary that failure to disclose a material fact with intent to deceive can also be fraud, it doesn't necessarily require an affirmative misrepresentation.
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Net 54-- the discussion board where people resent discussions. 
My avatar is a sketch by my son who is an art school graduate. Some of his sketches and paintings are at
https://www.jamesspaethartwork.com/
Last edited by Peter_Spaeth; 01-13-2025 at 09:15 AM.
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