The OP states a recent inheritance of $10K and seeking a card to invest in, so assuming 401K is maxed for full employer match, and has no high interest credit cards to pay off, if were me purchasing a new card, I would do so from this order of availability:
1) Honus Wagner portrait card (rising tide floats all boats-every time his T206 sells, it raises the visibility of this iconic image as the banner of pre-war cards)
2) 1932 US Caramel Babe Ruth (a very scarce issue from his ‘Called Shot WS Game 3 Year’ and depicts/memorializes him in a NY hat, whereas his Goudeys are sporting generic hats-he also transcends baseball)
3) 1949 Bowman Jackie Robinson (has a lot of upside compared to his 48/49 Leaf and is a beautiful card to look at with iconic memorialized Dodgers and B hat-he also has his own MLB day dedicated to his legacy, so will forever remain top of mind for his heroism in being the 1st to break the color barrier)
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