[jchcollins]

Originally Posted by Snowman

That's what I was told as well when I purchased my CIS policy, which I had had for a few years until I learned about what's happening with Ash's claim (they're trying as hard as they can to avoid paying out). So then I decided to actually read what's in my policy. It very clearly states that if you have cards for sale anywhere online, you are considered a dealer, and if you try to file a claim under a collectors policy while having cards listed for sale on ebay, then your claim can/will be denied. Perhaps there is some amount of leniency with that if you're just filing a small claim relative to your coverage amounts (say a $2k claim on a $1M policy), but if you're on a collectors plan and you have cards listed for sale and something catastrophic happens that requires you to file a claim for the full amount, then you'll quickly discover that you do not have the coverage you think you have.

That's interesting, because I had a 10 minute conversation with them on the phone this spring to go over these very points, and they said I was covered. Why is the postal / Fed Ex rate schedule attached as part of my policy then, if I want to mail cards - if I'm not covered?