Quote:
Originally Posted by jchcollins
I don’t. But those who are primarily collectors (not dealers) mailing incidental items / occasionally selling things that are no longer desired is covered as well.
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That's what I was told as well when I purchased my CIS policy, which I had had for a few years until I learned about what's happening with Ash's claim (they're trying as hard as they can to avoid paying out). So then I decided to actually read what's in my policy. It very clearly states that if you have cards for sale anywhere online, you are considered a dealer, and if you try to file a claim under a collectors policy while having cards listed for sale on ebay, then your claim can/will be denied. Perhaps there is some amount of leniency with that if you're just filing a small claim relative to your coverage amounts (say a $2k claim on a $1M policy), but if you're on a collectors plan and you have cards listed for sale and something catastrophic happens that requires you to file a claim for the full amount, then you'll quickly discover that you do not have the coverage you think you have.