I'm also with CIS.
I like the schedule the coverage comes with for selling (sending items in the mail, anyway). Rather than springing for costly postal insurance, items up to $200 are generally just covered with regular mail (first class / ground advantage) and then for higher priced items with the USPS you just have to buy $4 signature confirmation to be covered up to $2500.
I have never had to file a claim, knock on wood.
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Prewar Cubs. Postwar stars & HOF'ers. Currently working on 1956, '63 and '72 Topps complete sets.
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