Gluing cards into albums was common and quite a lot of the surviving T cards survived from this format. I don’t know where 2% would come from, back damage from albums is very common (and some were removed without the damage). Another common type of album is the picture albums that use 2 layers of paper to secure the cards at the corners, rather than gluing them onto pages. I’ve bought multiple collections in this format - they often produce toning damage to the card backs from being in decades long contact with the acidic paper. These were pretty popular up north, a number of my Canadian cigarette cards have come from album buys in this format.
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