Maybe I'm in the minority but if there is a BIN with BO I'll always make and offer before buying at asking price. Usually I'll look for recent comps and offer with a slight discount to see if they're motivated to move the card.
If they reject and I love the card I'll either just buy it at asking if its reasonably fair and something I might not see again for a while, or I'll watch list it to see if the card sits at asking price and try again in a few weeks.
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