Interesting question. I generally prefer centering similar to the red Cobb. Uniform on left right and top borders, with slightly wider border on bottom. To me, this centering creates intentional footer space for the name, rather than a name that is squished into a border frame that is barely large enough. No idea if this is the correct centering, but definitely what I prefer.
That being said, I own a few cards where there is way too much space on the bottom border, and that really bugs me.
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