One thing to consider that I hadn't really thought about, and I haven't read every post so maybe it's been discussed, is this: was it kosher for ML not to tell consignors for days that their cards had been stolen and were missing? To get Scott's take, would you feel comfortable not telling consignors, on the theory that you'd make them whole in the end anyhow?
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Net 54-- the discussion board where people resent discussions. 
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