Quote:
Originally Posted by Aquarian Sports Cards
My policy doesn't cover merely "in transit" it basically covers anything that's not at our physical offices.
If I was in a car accident going to a show and the car burned to the tires. If I got distracted at a show and someone opened a showcase and lifted something. If I left something in a hotel room while going out for dinner. These are all scenarios I proposed and made sure were covered by my policy. Basically any time the cards are "off premises."
Now that coverage is a fraction of my total coverage, but I'm small potatoes compared to ML and my off premises coverage is $600k, I can't imagine ML isn't covered for over $2m even off premises.
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Right I get that but this box was left with the hotel, who is not part of ML. Your example is not the same. In your example, as the insured, you are in custody/possession or at least assumed responsibility for the valuables. The valuables were off premises but so was a ML representative. Nobody from ML was there for 3 days while the box sat there.