Quote:
Originally Posted by Yoda
If the cards are not recovered then the carrier will subrogate against BW due to their negligence. The small statutory innkeepers liability limit will not protect BW in this case.
|
Explain how you come to this conclusion, please. My understanding is that subrogees are subject to all the same defenses as their subrogors. If there is an innkeepers' law that protects the hotel against a theft claim from the guest (subrogor), it also protects against the insurer (subrogee) who assumes the claim under an insurance contract.