I can't imagine you have a "right" to return the card. That said, some jurisdictions have quite long statutes of limitation for breach of contract actions, if the transaction is significant enough that you might pursue a suit.
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Net 54-- the discussion board where people resent discussions. 
My avatar is a sketch by my son who is an art school graduate. Some of his sketches and paintings are at
https://www.jamesspaethartwork.com/
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