[mrreality68]

Originally Posted by Rhotchkiss

I know you are joking, but this is exactly what PWCC (and likely Goldin) does with cards in their vault. I think it’s a great business model for the lender if the LTV is low and interest rate is high; especially if you have control over the card and a platform to liquidate it. Probably not so good to be the borrower! That said, I could see where a person may responsibly want something like this short term - a must-have card comes up, you don’t have the funds, but you fully expect to have them in the not too distant future.

Off Course joking and yes I am sure many people use it just hopefully they use those loans responsibly

For me I buy it if I have it or I pass and wait until I do even if it means I miss out.

Slow, strategic and steady for me