[QUOTE=mrreality68;2331218Just curious Ryan are you donating to the needy collector addicts? Or providing


low interest loan?[/QUOTE]
I know you are joking, but this is exactly what PWCC (and likely Goldin) does with cards in their vault. I think it’s a great business model for the lender if the LTV is low and interest rate is high; especially if you have control over the card and a platform to liquidate it. Probably not so good to be the borrower! That said, I could see where a person may responsibly want something like this short term - a must-have card comes up, you don’t have the funds, but you fully expect to have them in the not too distant future.