Thanks again for all of the great advice. I think the edges are straight, and my photo was a bit angled to avoid glare - sorry about that for implying there was a curve there. I was able to compare with another version of the card, and it seems that at least there is trimming involved. I stacked the two images:
Seems a good chunk is missing from the top edge. Unsure about left/right, as it seems the centering is a tad off between these two copies, but if someone trimmed the top heavily, I'm sure they didn't shy away from taking a bit off the sides.....
I think I am more comfortable with an "A" grade, if I know *what* was done.